How often do you walk through the shopping center or through your local markets and find that your mouth is watering just because you have smelled something delicious cooking over at a stall or within a shop?
Now I’m not sure about you, but for me, my stomach seems to have a mind of it’s own. If I smell something cooking, and it smells good – I pretty much forget whatever I was doing, and am drawn to the source of the smell. It’s actually quite amazing that my stomach has such a big influence over my actions, and even my mood.
So whenever I am in full money saving mode (which is pretty much always), I make sure that I try my best to avoid temptation. To do this I make sure that I only go out to places where I can spend money whenever I absolutely have to, and I also try to go out right after I have eaten.
Although I should point out that it isn’t just food that can tempt you into spending money. Oh no, there are a whole host of things that different people react to in different ways, ll of which can lead to impulse buying. As an example, my lovely wife is far more likely to be tempted whenever we walk past a jewelry or clothes store than I am. Other people may end up being tempted by something else entirely. It all depends on what you like and what it is that interests you.
My advice – if you know that you are prone to spending money, and you are planning on heading out somewhere where you are likely to spend money – think twice about it. Do you really need to go? Can someone else go for you? Is it possible to go, but leave your money at home so you aren’t able to spend anything?
It’s not just physical stores or places we need to be cautious of now either. With so many different ways to spend money online than ever before, you can easily blow a few hundred (or thousand) dollars if you aren’t careful. Try avoiding shopping sites unless you actually need to buy something. Browsing for things is a sure fire way to build up an appetite to splurge, and it won’t do your budget any favors at all!
Where are you most likely to spend money unnecessarily? What do you do to avoid spending more than you need to?